23 6 / 2012

redditor captainpixystick explains the Affordable Care Act to you like you're five.

  • 1: Hi, insurance company. I'd like to buy some health insurance.
  • 2: No. You had cancer when you were 3 years old, and the cancer could come back. We're not selling you health insurance.
  • 1: It's not my fault I got cancer when I was three! Besides, that was years ago!
  • 2: If we sell insurance to you, we'll probably lose money, and we're not doing it.
  • 1: But I need insurance more than anyone! My cancer might come back!
  • 2: We don't care. We're not selling you insurance.
  • 3: Hey, that's totally not fair. Bob is right, he does need insurance! Sell Bob some insurance.
  • 2: If we have to, I guess.
  • 4: This is cool. Obama said the insurance company has to sell insurance to anyone who needs it.
  • 5: Hey, I have an idea. I'm going to stop paying for health insurance. If I get sick, I can always go buy some insurance then. The insurance company won't be able to say no, because Obama's told them they have to sell it to anyone who needs it!
  • 6: That's a great idea! I'm not paying for health insurance either, at least not until I get sick.
  • 2: Hey! If everyone stops paying for insurance, we'll go bankrupt!
  • 3: Oh come on Sam and Dave, that's not fair either.
  • 6: I don't care. It saves me money.
  • 3: Oh for god's sake. Sam, Dave, you have to keep paying for health insurance, and not wait until you're sick. You too, Mary and Bob.
  • 4: But I'm broke! I can't buy insurance! I just don't have any money.
  • 3: Mary, show me your piggy bank. Oh, wow, you really are broke. Ok, tell you what. You still have to buy insurance, but I'll help you pay 95% of the cost.
  • 4: Thank you.
  • 3: I need an aspirin.
  • 2: We're not paying for that aspirin.
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